政治，什么来的？

政治，是我最不感兴趣的一项。可我也还不至于不闻不问。适时的了解还是需要。怎么讲我也得履行身为人民的权利吧，人民意识总得有。这疫情的期中，看到的各个国家的政治人物迫切地为自己的利益与生存所做的一切，真是无言。

我国的政坛今年真精彩。于2020至现阶段，已是第二任首相。这就是大家的饭后话。这让学生学习历史，答考题的时候，该是选谁是2020年首相啊？前首相的突然离职，再来个新首相夺权上任。如今，还是精彩不断。不停地有人拜相，还临时跳匹黑马。似乎还会来个第三任？？

我，真不是很懂政治。人民投票选出来的首相都可以有变故。一时来个青蛙跳；一时来个跳党；一时成立新联盟；这样就可以扭转乾坤，整个局面来个大转变。看来看去，不就这位、那位玩的游戏呗。那要选票来干嘛？大费奏章！

政治，什么来的？

4 Star Property, 2 Star Rental Income

I started my first ever property investment - 188 Suites since year 2012. When the property is completed in year 2015, I started to enjoy guaranteed income from the developer as stipulated in the S&P. Everything went on sweetly after 2 years of guaranteed rental income. 

Here started the painful experiences. The choices of continuing with the existing developer which re-rent the unit to the 3rd party but they pressed the rental income at least 40% lower than the previous one, or you could opt to withdraw and manage yourself. Of course, you get other choices during that time. There were different houses of property management came approached you with their packages.

I was caught in the trap with the model offered by Subhome. Why did I said "trapped"? This was because never in a month of the 36 months (during contract since April 2017- April 2020) was delivered any result projected. That was indeed a pain. Because you still need to pay the loan, service fees and sinking fund every month; while the rental received was so less and disappointed. Can you imagine 4 star property in a strategic city centre location with 2 star rental income? Obviously it's a mis-management!!

You know, you cannot opt to withdraw before the end of the contract. They said you would need to pay for the price for the termination. So you could only let it run till the end of the contract. 

What happened in year 2020? That's ridiculous! The company started to drag the monthly income report, reason being MCO, pandemic, work from home, bla bla bla. Come On, everyone is working from home but still the work is delivered. That obviously something fishy behind.

In June, they sent out the rental income for the month of Jan-March 2020. Left unpaid with no news when they're going to pay you. They handover my unit in 28 July. This took 30 days after you wrote in to terminate. During that time, they even offered me with new model. I rejected them. 

Subhome initially promised when the unit was handover to me, the final settlement would be done by 20th Aug. IT NEVER HAPPENED! They told you they're struggling. So, owner never struggled? You know the most ridiculous answer I got from them "the bank has given moratorium"! My God! The INTEREST is NOT FREE!

More ridiculous things happened! Reports of rental income after March were not sent anymore. They have whatsapp to serve you but they asked you to email them. All are left unanswered!!! They terminated the TM unifi but they never returned the devises so u got  charged by TM with RM530. And there's TM debt collector keeps calling and whatspp you everyday for the payment. They don't pay you back your deposit, they don't pay your Jan-handover rental income, they don't settle the TNB bills. They never pick up your calls!!!!

You try to settle the issues with them in nice way but they don't bother. The company is like disappeared over the night. No office, no staff, I have no idea what else do they have? What an irresponsible acts of all these? 

Subhome in charge person, stand out, be a man! I'm one of the victims! Your company run away with our rental income, you gotta be responsible! I believe in KARMA!

买股风潮

三月至五月在疫情得呆在家里的这段时间，做得最多的事应该就是烹饪、追剧、还有就是赚外快。可见大多数时间没展现的十八般武艺、没时间做的事，全在这个时候登场。呐，其中平时想做但没时间做的就是买股票。一则没时间、二则没钱；或者一窍不通，要不就是见鬼怕黑。

讲到买股票，在MCO的时候可真是掀起大热潮。买来买去还是手套股。成也手套，败也手套。赚不赚就靠手套股。听到从手套股找到好处的朋友真多。这时期若有子弹（多余的钱）的人，或许赚了一笔。没子弹的人，就得看着流口水。这股票上下波动可叫一个精彩！

现今十月，疫情突加重又进入一个叫CMCO的住家生活，股票热潮似乎没减。朋友，这一次，你是否准备好了？疫情有个第一、二、三波，就不知道股票，尤其是手套股有没有这赚赢的另一波。

切忌别玩股票。别拿生活费来买股票。是投资的，就得用多余的钱、就得做功课、就得给时间。就算上下，你都稳得住，这才靠谱！

这种人，让我大开眼界！

这世界的地球的某一个角落，存在着这样的一种人，让我大开眼界。有幸的我学习了这种人大约至少有两年。我对这种人来做个总结描述。。。

黑的都可以说成白的。不愿意、不想或不要，嘴上还是对你说YES。对他若不如愿以偿的事，一件就够抵消你对他所做的一百件好事。和你不熟，但跟你借钱。借钱不还，你讨得跟乞丐一样都讨不回。说话从来不算话。放飞机是家常便饭。溜人失踪让你电话找不到人可是好技巧。你若是被他踩在脚下，你注定被牺牲。不管是不是你的错，所有的错还是你的错。抱怨和报复心特强。最厉害的莫过于编故事，讲得跟真一样，眼都不眨一下。要钱（要很多钱），不要干活！总的来说，他要的都理所当然，情而可由。

就算你很会读人，遇上这一种人，你都不可能读得对。我相信你有幸之年，都不想碰上。遇上的话，最好避之。

不相信？我夸大其说了？摸心，是真实的。只有知心者，明之。找吃难，遇上这种人更难！

我服了，这种人！

任性

我妹子对她的四岁女儿说不可以这个、不可以那个。

她女儿可爱的回答：“我说要，就是要啊。”  - 学着大人说话。

可以任性，真好。可以无忧无虑地任性，更好。

我也想任性。任性地随心所欲。

任性地挥霍时间、金钱；任性地不需要计划；

任性地想怎样就怎样；任性地想什么是什么！

想深一层，怎么就任性不起呢？

没时间任性。没条件任性。没人让着我任性。

怎样？我，还是等着任性！

朋友，再来爬格吗？

我说以前我们大家疯狂的爬格，在部落格写下各自精彩。每天像追剧一样，看看大家有没有更新，有什么趣事、傻事、糟心事的。那真叫是一种期待。

现在大家都在玩“非死不可”（脸书）、“推特”（Twitter）、“汤不热”（Tumblr）、“阴死他”（Instagram）、等等。部落格好像落后了，被取代了？

我却怀念部落格了。感觉真不像其它平台。我觉得嘛，起码这部落格的味道是其他替代不到的。它，像写着自己的一本书，记载着所有，非常独特。

曾经写的每一事、每一心情，现在看回去，还真是回味。我，是人有年纪了，在怀旧、怀念过去了?！

朋友们，什么时候再来爬爬格啊？

沉默

 对一些事、一些人、一些看法、一些做法、我选择沉默。

沉默代表你可以坚持自见，我无法赞同，不想加以辩论。

立场不同、想法不同、理念不同，我继续选择沉默。

沉默代表不在同一个频道， 无法沟通，放弃沟通。

如是一样的是是非非，一样的重重复复，

你继续原本的想法、做法；我继续自己的想法、做法，

没有对错。也无需改变对方。只要对方高兴，有什么不可以的。

选择的成长不一样。

只是，路继续走，就不会一样了，

彼此越走越远了。

自己说。自己爽。

走在人生过半的另一阶段，此时此刻的自己，我有点迷茫。现阶段，不好不坏。也没啥刺激紧张的事。这，是好事吗？警惕自己 - 别活在舒适地带！

自觉我是一个不时需要新元素输入生活的人。

一成不变，我不行。

没目标，也不行。

走一步，看一步，更不行。

如是此刻的我，感觉不安。庸人自扰吗？

我在想着。。。得改变！

改变啥？也在想着。

而改变是痛苦的。必须得撑着！还是想着。

只要还呼吸着，都得撑。

行动吧！得提起劲！

新叶

2020年，或许是大多数人最难的一年吧。活了四十年，大概也没想过有一天会遇上这么一场大疫情搞得整个世界惶恐。而在这一场疫情也让我们看到最重要的 - 人性。在各个国家封城、封国的过程中，西方人捍卫自己的自由，而东方人大多是默默守法。其中，政治人要经济复苏、要权、要利。。。人民要收入、要生活。。。种种生活挑战。看到不同人性的反应，我想到的真是“一念天堂，一念地狱”啊！

我在想哦，大家若是可以携手共同抗疫有什么不可以？再难，忍着就过了，不是吗？这人生有什么坎过不了？我是想得天真了。对一些从来今朝有酒今朝醉，这坎可是一大鸿沟。

在这个非常时期，保住自由重要，亦是保住性命重要？我不能理解一些特别头脑人的想法。上天看到这种种，会不会心酸流泪？这世界和我想象的不一样。

在这stay at home的日子，我家露台外的那棵树，整整发芽、生新叶了三次。这代表着什么了？有的落叶归根，有的重生了。世界是需要一个重启，平衡。

188 Suites In Need of Justice!

A lot of owners have issues with JMB 188 Suites after 2 years of guaranteed rental income. The new offer of rental income dropped from 6.8% to 3.8%. While the letter showed the splendid results from Fraser since its operation, a lot of owners puzzled why the offers turned to be sour. Nobody knows the reason.

During the 2nd AGM (30th Aug 2017), some owners were prohibited to attend the AGM on the reason that water charges were not being cleared. In fact, the most they can do is you become an observer in the meeting, but not to stop you from attending the AGM. The funniest thing was the committee hold a strata act booklet and showed you the clause that they brutally twisted the fact of per saying clause. What on earth that these people were so daring to fool the owners in a bright sunny day? Were there a lot of hidden or undisclosable agenda behind the scenes?

To many, this is obviously a discrimination. The so called emcee even impolitely asked the owners in harsh way to lodge the report at COB. Owners wondered were they in some sort of ganster meeting. Was this the ethic of conduct as an emcee of the meeting? Was he even reserved the right and authority to bully the owners? Could we call it a criminal? Deep in thought, are JMB the puppet whereby they are supported by some influencers or owners are puppets by blindly paying the management and fees all to support their unreasonable act of conduct?

A fair judgement and treatment is urgently called. Owners are desperately asked for justice!!! JMB, don't ever try to fool or threaten the owners! The society needs a clean and unprejudiced JMB to operate and run the show, not the dirty JMB players with all the silly tricks!

Let's believe the era of brutal JMB operators will soon meet its final destination.


#188suites, #jmb188suites, #fraserresidence, #agoda, #COB, #property, #buyer, #jointmanagementcompany

A revolution for property management, desperately!

As an owner of property, I wonder if these questions ever popped into your mind? How could we trust the property management company? Can the operation be more effective? Can the annual report prepared for AGM be more transparent? The question goes on...

I believe some of the owners have encountered same problems like me. Looking at the annual report, especially the financial part, that seems like some unexplained transactions. Why I said so as when we in the meeting requested for a more detailed copy of accounting transaction, it's being ignored by the committees.

Now, since there's condo management fees, could anyone tell me what is secondment charges? Is the condo management fee covered the paid of the stuffs in the office of one particular condo? If that so, when you look at the quality of stuffs in the management office, you will be suspicious that the revenue being paid to them worth the five figure costs?

So, we were told that the management charges and sinking fund that we paid monthly did not afford the upcoming expenses. And, we all forced to accept a rise of 15% on our management charges. It sounded ridiculous but you have no choice!

As you and I may aware that the committee for the property does not receive any paid. However, could you accept a dictatorial joint management body or committee? Are they COMMITTEE or CONNEDMETTEE? With the passion to take care of the interests and benefits of all residences in the first place, but you have no idea what's behind the scene. The agenda brought out in the meeting was in fact being determined, we're just sitting to be notified rather than conducting a discussion and securing the consensus. Whatever suggestions given were easily ignored or turned down by the experienced joint management body or committee.

I was pissed. Later, I found out that this is a norm in almost all property management bodies. I sighed with this situation. I am hoping a hero appears to amend and better the situation. Property management company, sounds to me, like dictators. Residences have no much choice but to blindly accept just everything being reported, including all the fees, charges, and rises. I guess that is why there are a lot of people start ignoring paying the management fees and affected those who are playing by the rules.

I believe property management isn't easy. However, can we at least do it professionally with ethic? Someone out there with expertise in this field, you have a business opportunity right now! That breakthrough is very much relying on you! Perhaps, an artificial intelligence (AI) software or apps could ease our life's frustration!

We want a revolution for property management! Desperately!